You would always receive multiple quotes following your application for payday loans through Cash Carrot. Every lender will exercise its discretion while offering their proposition. Some lenders will offer you the exact loan amount you seek, some will offer you less. No lender will offer you more money than what you ask for. You should bear this in mind while choosing the loan amount during the application process.
It is a given that lenders will have varying rates of interest. A few may have identical rates but they may propose different repayment terms. Factor this is in when you calculate the total interest you would owe and hence pay by the end of the term. It is possible some lenders will offer you less money at a lower rate of interest. Payday loans or unsecured short term loans usually have higher rates of interest for larger sums. If you think you can make do with a smaller sum of money, then you should always prioritize the quote with the lower rate of interest. Nothing has as much of a ripple effect on the debt as the rate of interest.
It is possible you would have to review your financial commitment when you accept a smaller loan amount but you would find the debt more manageable and you would be free of it sooner than later. If you have two lenders offering very similar rates of interest and one is willing to give you the money you have asked for, then you would have to do the math to find out the exact difference in what you will owe. Should the difference amount to very little and be easily manageable, you must go for the higher loan amount. It really boils down to the specifics in the best quotes and the resulting arithmetic.